The Roundhill Investments Daily Income ETF Portfolio

As of July 2025, there’s still no ETF on the market that pays a daily distribution. Eventually, some issuer will likely try to launch one, but it’ll be an uphill battle to get traction given operational complexity and limited investor demand.

That said, weekly distribution frequencies are absolutely catching on. Gone are the days when monthly or quarterly payouts were the only game in town. One standout in this space is Roundhill Investments.

Known for their options-based income strategies, they’ve cleverly staggered the distribution schedules across their income ETF lineup so that each fund category pays on a different weekday. In effect, they’ve created the building blocks for a daily income stream, minus weekends, of course.

You don’t have to buy the entire Roundhill roster to make this work. In fact, I only like some of their ETFs, and that’s purely a personal take. Below, I’ll show you which funds I’d choose to create an ETF portfolio that pays me five times per week, every week.

Monday: Roundhill Magnificent Seven Covered Call ETF (MAGY)

This is one of the newer additions to Roundhill’s lineup, and it’s about as no-frills as it gets. MAGY simply writes covered calls on the Roundhill Magnificent Seven ETF (MAGS), which holds an equal-weighted basket of Tesla, Nvidia, Microsoft, Amazon, Alphabet, Meta, and Apple.

MAGS itself is structured for tax efficiency, and MAGY layers on a high-income overlay by selling calls on top of it. Because the underlying stocks are so volatile and their options are extremely liquid, premiums are elevated, which translates into strong income potential.

MAGY currently pays a 34.43% yield, and while you could replicate this yourself by buying MAGS and manually selling calls, this ETF automates the strategy and handles the logistics for you.

The fund charges a 0.90% net expense ratio. Its $17 million in assets under management might seem low, but because the underlying holdings are all large-cap tech stocks, liquidity isn’t much of a concern.

And since MAGS has its own strong brand traction, closure risk for MAGY feels minimal for now. Dividends are declared on Thursdays, go ex-dividend on Fridays, and hit your account on Mondays, making it a solid candidate for the start of your weekly income stream.

Tuesday: Roundhill BRKB WeeklyPay™ ETF (BRKW)

My philosophy on single-stock ETFs is simple: only buy them if you’re comfortable owning the underlying company. That rules out a lot of the usual suspects for me. Names like Palantir, Coinbase, Nvidia, Apple, or Tesla don’t make the cut. But a covered call ETF based on Berkshire Hathaway? That’s a different story.

Berkshire isn’t just a stock. It’s a conglomerate with a fortress balance sheet and earnings that come from a mix of wholly owned businesses like GEICO, BNSF Railway, Berkshire Energy, and Duracell, plus a massive public stock portfolio including Apple, Coca-Cola, American Express, and Occidental Petroleum.

On top of that, it’s sitting on around $350 billion in cash and Treasury bills, which adds a built-in margin of safety. Even with Warren Buffett stepping back, Greg Abel and Ajit Jain are as sharp and steady-handed as they come.

BRKW gives you 1.2x exposure to BRK.B, but with an income overlay. The fund implements the strategy via swaps, but mechanically it’s similar to what you could do yourself by using margin to buy BRK.B and selling covered calls. That said, convenience matters, as BRKW does the heavy lifting and distributes the income to you directly.

It comes with the usual 0.90% expense ratio and is currently yielding about 23%. The one red flag here is its size: only $500K in AUM, which puts it at real risk of closure. But among the single-stock ETFs out there, this one feels like the most defensible. Dividends are declared on Fridays, go ex-dividend on Mondays, and show up in your account on Tuesdays.

Wednesday: Roundhill Weekly T-Bill ETF (WEEK)

I personally love WEEK. It’s simple, effective, and does exactly what it says on the tin: invests in short-term (0–3 month) U.S. Treasury bills and pays you weekly, unlike most T-bill ETFs that pay monthly. You don’t have to roll individual bills or deal with the mess that is TreasuryDirect. It’s set-it-and-forget-it exposure to the front end of the yield curve.

The yield here isn’t going to wow anyone, but that’s the point. WEEK essentially gives you the risk-free rate minus its 0.19% expense ratio, which currently translates to a 4.09% distribution rate. It’s not flashy, but it’s consistent.

This is your ballast. When the rest of the portfolio is down, WEEK should keep doing its job, paying you on time, every week. Barring a U.S. sovereign default, this is as steady as it gets. WEEK declares distributions on Mondays, goes ex-dividend on Tuesdays, and pays out on Wednesdays.

Thursday: Roundhill Bitcoin Covered Call Strategy ETF (YBTC)

If you want a bit of crypto upside in your income portfolio, YBTC offers an interesting way to do it. Most income investors avoid Bitcoin because it’s volatile and doesn’t generate any yield. But now that spot Bitcoin ETFs exist, you can write options on them, and that opens the door to turning volatility into income.

YBTC does exactly that. It sells covered calls on the iShares Bitcoin Trust ETF (IBIT) and the Cboe Bitcoin US ETF Index (CBTX). You sacrifice some upside in exchange for consistent option premium, which is substantial thanks to Bitcoin’s wild price swings. The result? A current 30.4% distribution rate.

I wouldn’t make YBTC the core of this daily income portfolio though. It’s still crypto, and the volatility is real. But even a small position, say 10%, is enough to move the needle on income.

The ETF charges a 0.90% expense ratio and has around $226 million in AUM, so it’s got scale and isn’t at risk of closing. YBTC declares dividends on Tuesdays, goes ex-dividend on Wednesdays, and pays out on Thursdays.

Friday: Roundhill S&P 500 0DTE Covered Call Strategy ETF (XDTE)

Last but not least, I want the bulk of this portfolio anchored in equities, or at least something tied to equities. That’s where XDTE comes in.

This ETF doesn’t hold S&P 500 stocks directly but uses a derivative-based strategy to replicate their overnight return profile. Then, every morning, it writes a zero-day-to-expiration (0DTE) call option with an out-of-the-money (OTM) strike. The idea is simple: collect daily option premium while still getting exposure to short-term S&P 500 price movements.

Best case? The index trades flat or slightly up and the option expires worthless, letting XDTE pocket the premium. Worst case? You get whipsawed. Markets rally hard past the strike, and the ETF misses the upside while still holding some overnight exposure.

But 0DTE options are structurally different from traditional weekly or monthly contracts. Their pricing often reflects retail flows and fast-moving sentiment, which can lead to mispricings that a systematic strategy like XDTE may be able to exploit.

Plus, the ETF uses SPX index options, which are cash-settled and European-style, meaning they can’t be exercised early and there’s no delivery of shares, making them operationally efficient for a fund like this.

XDTE currently offers a 28.94% distribution rate, and despite the drag from its 0.97% expense ratio, it has held up surprisingly well against the total return of the uncovered S&P 500 index before April’s tariff tantrum. Dividends are declared on Wednesdays, go ex on Thursdays, and hit your account on Fridays.